Everyone has an opinion on when to buy. Wait for the next rate cut. Watch the market through winter. See what happens in September. The advice is rarely short of supply.

The South African Reserve Bank held the repo rate at 7% on 23 July 2026. Prime lending stays at 10.5%.

Cape Town's property market has a quiet problem. There are not enough homes for sale.

This article explains the connection between interest rates and conveyancing, so that when you sign an offer to purchase, you understand every cost involved.